Why Am I Still Paying for Adam's Sin?

The concept of Original Sin has always disturbed me.  I have long struggled with the notion that I am somehow responsible for Adam's bad choices whether it be from inherited sin or fallen nature or whatever.  I've always been biased toward the notion that people lay hold of the grace of God freely offered to all.

That great practical theologian known as my mother always said, "Son, I don't care what everybody else did.  I want to know what you did."  That is, I'm not accountable for others' behavior:  I'm accountable for my behavior.

So when we were studying Donald Bloesch's "Systematic Theology" at JCM (such a GLORIOUS, WONDERFUL course ... ranking up there with "Life of Jesus" and "Romans" in its truly liberating power), I struggled mightily with this notion.  I was hoping that over time I had somehow outgrown this discomfort but it still rubs me the same wrong way!